Market Research Data

VTI Correlation & Overlap

Fund Strategy Analysis

Vanguard Total Stock Market ETF (VTI) is a key instrument in the Total Market category. VTI offers targeted access to the Total Market market. To capture tax benefits without exiting this position entirely, market participants often evaluate pairs with high correlation but distinct underlying indices.

Note: This page summarizes historical similarity metrics and does not assess tax treatment or regulatory outcomes.

Top Correlated ETFs

Total Market
ITOT
CORR ≥ 0.99*
>0.99
Correlation
A holdings overlap of roughly 88% suggests that ITOT and VTI maintain aligned market exposure. This metric is frequently used to assess the potential for maintaining economic position while realizing a tax loss.
Overlap: ~88%
Yahoo Finance ↗View ITOT Analysis →
SCHB
CORR ≥ 0.99*
>0.99
Correlation
A holdings overlap of roughly 85% suggests that SCHB and VTI maintain aligned market exposure. This metric is frequently used to assess the potential for maintaining economic position while realizing a tax loss.
Overlap: ~85%
Yahoo Finance ↗View SCHB Analysis →
VTHR
CORR ≥ 0.99*
>0.99
Correlation
A holdings overlap of roughly 92% suggests that VTHR and VTI maintain aligned market exposure. This metric is frequently used to assess the potential for maintaining economic position while realizing a tax loss.
Overlap: ~92%
Yahoo Finance ↗View VTHR Analysis →
IWV
CORR ≥ 0.99*
>0.99
Correlation
With approximately 81% overlap in holdings, IWV and VTI exhibit highly synchronized price behavior. This structural similarity is a key data point for tax-loss harvesting research.
Overlap: ~81%
Yahoo Finance ↗View IWV Analysis →

Note on Overlap: Estimates are based on the most recent publicly disclosed holdings. Leveraged/Inverse products often use swaps resulting in low physical overlap despite high correlation.

Benchmark Similarity: ETFs tracking similar broad-market or sector-specific benchmarks often exhibit extremely high correlation. Investors typically review additional factors such as index methodology when evaluating similarity.

* Correlation calculated using 2-year daily price returns.

Wash Sale Re-Entry Date (Reference Tool)

If you sold VTI at a loss, U.S. wash sale rules generally restrict repurchasing the same or a substantially identical security within 30 days.

*For informational purposes only. Consult a tax professional regarding IRC §1091. This tool calculates the 31st day following a sale.

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What is Correlation?

Correlation measures the historical relationship between two assets. A value of 1.00 (100%) means they move perfectly in sync. For tax loss harvesting, high correlation is generally desired to stay in the market while realizing a loss.

Index Methodology

Under the wash sale rule, "substantially identical" assets are disallowed for loss claims. Many investors argue that ETFs tracking different indices (e.g., S&P 500 vs. Russell 1000) are not substantially identical.

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