Legal Disclaimer & Privacy Policy

1. No Investment or Tax Advice

The content provided on TaxLossPairs.com is for informational, educational, and research purposes only. It does not constitute financial, investment, tax, or legal advice.

We are not financial advisors or tax professionals. The tools on this site—including the ETF correlation matrix, Tax-Equivalent Yield (TEY) calculator, and Tax-Loss Harvesting Decision Engine—are based on historical data, public filings, and simplified mathematical models.

You should consult a qualified professional (CPA, CFP, or attorney) before making any investment decisions, especially regarding tax-loss harvesting, wash sales, municipal bond selection, or tax planning.

2. No Warranty of Accuracy

All data is provided "as is" without warranty of any kind. We make no representations regarding the accuracy, completeness, or timeliness of the information.

• ETF Data: Correlation and overlap estimates are algorithmically generated and may contain errors.
• Tax Data: Federal and state tax brackets used in the TEY Calculator are estimates based on inflation projections or current statutes. Actual tax rates for future tax years (e.g., 2026) may differ due to legislative changes.
• Hypothetical Projections: The Decision Engine uses simplified assumptions (e.g., linear market recovery, full liquidation of a single tax lot) to model potential outcomes. These are hypothetical scenarios based entirely on user inputs and do not account for complex variables like transaction costs, bid-ask spreads, or multi-lot wash sale rules. Results labeled "Net Positive" or "Higher Net Value" are mathematical comparisons, not investment recommendations.

3. Privacy Policy

We respect your privacy. If you choose to submit feedback or report an issue via our forms:

• We collect the information you voluntarily provide (email, comments).
• We use this information only to improve the website and respond to your report.
• We do not sell, rent, or share your personal information with third parties.

4. External Links

This website may contain links to third-party websites (e.g., Yahoo Finance). We are not responsible for the content or privacy practices of these external sites.